The Short Version
- Reserve with 5% down, pay a second 5% around three months later, then spread the remaining 90% over instalments across up to 8 years, published as interest-free.
- A 10% maintenance fee applies on top of the unit price. Handover is scheduled from 2028, phased by unit type.
- Four unit types are available: Boulevard Apartments, Beach Plaza Apartments, Wadi East townhouses and villas, and Montage-branded ultra-luxury villas.
- Wadi Yemm is currently sold at founder-phase pricing — the first precinct open for purchase, before 16 further precincts and the wider city are built out around it.
- This plan tends to suit buyers who can commit for the long haul and don't need immediate income, not those looking for a fast flip or short-term yield.
The Down Payment
The entry point into the payment plan is a 5% down payment, paid when you sign the reservation contract. This is the point at which a specific unit is formally held in your name.
Before that, buyers can also pay an expression of interest, published from EGP 150,000, which secures priority booking and locks in current pricing ahead of full reservation. It's a smaller, earlier commitment than the down payment itself, and useful if you want to hold a price while you finalise your decision or complete due diligence.
A further instalment of roughly 5% follows around three months after booking. Together, the down payment and this second instalment typically account for the first 10% of the purchase price — a low combined entry cost compared with payment plans of 10–20% down commonly seen in other regional markets.
Talk to an advisor directly — no obligation, no scripted pitch.
How the Instalments Work
Here's the full structure as published, from expression of interest through to handover:
| Step | Amount | When |
|---|---|---|
| Expression of Interest | From EGP 150,000 | To secure priority booking and lock a price ahead of full reservation |
| Down Payment | 5% | On reservation / contract signing |
| Second Instalment | 5% | Approximately 3 months after booking |
| Remaining Balance | 90% | Spread in equal instalments over up to 8 years, published as interest-free |
| Handover | — | From 2028, phased by unit type |
On top of the unit price, the developer states a 10% maintenance fee applies. Published terms describe this as a founder's-phase plan, meaning specific terms may vary by unit type and could change for later releases — a normal feature of off-plan sales, but worth knowing rather than assuming today's figures will still apply next year.
A plain-language example
On a $380,000 one-bedroom Boulevard apartment, a 5% down payment is roughly $19,000, followed by a further ~$19,000 around three months later. The remaining ~$342,000 would then be spread across instalments over as long as 8 years. This is illustrative — always request the exact figures and schedule for the specific unit you're considering.
What "interest-free" means in practice
The published instalment plan does not add interest on top of the listed price. It doesn't mean the price is fixed forever, or that terms are guaranteed for future buyers — get the exact schedule confirmed in writing for your specific contract before relying on it.
Unit Types & Prices
Wadi Yemm is released across four distinct products, each aimed at a different budget and use case:
- Boulevard Apartments — 1 to 3 bedrooms, the entry point into Wadi Yemm, set along the community's pedestrian boulevards.
- Beach Plaza Apartments — 1 to 3 bedrooms, positioned within the beachfront precinct.
- Wadi East — townhouses and 3 to 5 bedroom villas, aimed at larger families wanting more space and privacy.
- Montage-branded villas — 3 bedrooms and above, ultra-luxury residences branded and serviced by Montage Hotels & Resorts.
| Phase | Unit Type | Starting Price (EGP) | Approx. USD |
|---|---|---|---|
| Boulevard Apartments | 1 Bedroom | 18,941,000 | ≈ $380,000 |
| Boulevard Apartments | 2 Bedrooms | 21,602,000 | ≈ $430,000 |
| Boulevard Apartments | 3 Bedrooms | 25,244,000 | ≈ $505,000 |
| Beach Plaza Apartments | 1–3 Bedrooms | from 23,795,000 | ≈ from $475,000 |
| Wadi East | Townhouse (Middle) | 39,860,000 | ≈ $795,000 |
| Wadi East | 3–5 BR Villa | 64,164,000 – 101,928,000 | ≈ $1.29M – $2.04M |
| Montage Villas | 3–5 BR, branded | 135,240,000 – 203,625,000 | ≈ $2.7M – $4.07M |
Prices sourced from the developer's published price list and are subject to availability and change without notice. USD figures are indicative conversions, not fixed prices, and will move with the exchange rate. This is not the full list of unit combinations — request a complete breakdown for your budget and preferred phase.
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We'll send the official breakdown for the unit type you're considering.
Current Launch Offers
Wadi Yemm is precinct one of a planned 17-precinct masterplan spanning 44km of coastline. It is currently the only precinct open to buyers, and it's sold at what the developer describes as founder-phase pricing — priced ahead of the wider city being built out around it.
- Founder-phase pricing.Wadi Yemm is priced as the opening precinct, before roads, hospitality, retail, and marina infrastructure across the remaining 16 precincts have matured. As later precincts release, pricing at future launches typically benchmarks upward against what earlier precincts achieved — though this is a general pattern in comparable master-planned developments, not a guarantee for this one.
- Low combined entry cost.A 5% down payment plus a 5% second instalment brings the initial commitment to roughly 10% of the purchase price — lower than the 10–20% down payments typical of many other regional off-plan markets.
- Extended, interest-free instalments.Up to 8 years to pay the remaining balance, published without interest — a longer runway than the 3–5 year plans common elsewhere.
- Price-lock via expression of interest.Paying the EOI amount (from EGP 150,000) secures priority booking and locks in current pricing ahead of full reservation, useful while you complete your own due diligence.
A note on "offers"
Founder-phase pricing and the current payment structure are real, published terms — not a countdown-timer discount. They are also described by the developer as specific to this phase, meaning they can change for future releases or unit types. Always confirm the current, live terms before reserving; don't rely on figures from any article, including this one, without checking them against what's published today.
Master plan, unit layouts, amenity guide, and payment plan — all in one document.
Who This Plan Is Best Suited For
An extended, low-down-payment plan is attractive on paper, but it suits some buyers far more than others. Here's an honest attempt at both sides.
This tends to suit buyers who...
- Can commit to a multi-year payment plan without financial strain
- Are comfortable with pre-construction risk and a 2028+ handover horizon
- Want a Mediterranean lifestyle property, long-term hold, or generational asset — not a quick flip
- Prefer a lower upfront commitment (5% + 5%) over a larger lump-sum down payment
- Are able to budget for independent legal and financial advice before signing
Worth pausing if you...
- Need income from the property in the short term
- Aren't in a position to absorb EGP–USD currency movement over 8 years
- Are uncomfortable buying before a community is physically built
- Want a fixed, short payment term rather than a long instalment schedule
Key Takeaways
- The payment plan starts with an optional EOI (from EGP 150,000), then a 5% down payment, a 5% instalment at roughly 3 months, and the remaining 90% over up to 8 years, interest-free.
- A 10% maintenance fee applies on top of the unit price. Handover is scheduled from 2028.
- Four unit types cover a wide budget range: Boulevard Apartments from ≈$380,000 up to Montage-branded villas at several million dollars.
- Wadi Yemm is the only precinct currently open to buyers, sold at founder-phase pricing ahead of the wider 17-precinct masterplan.
- The plan best suits buyers taking a long-term view — lifestyle, legacy, or capital appreciation — rather than those needing short-term income or a fast exit.
- None of this replaces independent legal and financial advice — always request the current, unit-specific terms before committing.